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Health Insurance
Insurance against loss by body injury or illness. Health insurance provides coverage for medicine, doctor fees or emergency room, medical expenses and hospital stays. Health insurance, like other forms of insurance, is a form of collectivism by means of which people collectively pool their risk, in this case the risk of incurring medical expenses. The collective is usually publicly owned or else is organized on a non-profit basis for the members of the pool, though in some countries health insurance pools may also be managed by for-profit companies.
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